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WorleyBuildersInc.com Privacy Policy
Dated  07 / 29 / 08
Worley Builders, Inc., owner of WorleyBuildersInc.com (the “Site”) respects the privacy of individuals that choose to use our Site and has developed this Privacy Policy to demonstrate its commitment to disclosing the use of private information collected on this Site.
We strongly encourage all users to read this Privacy Policy when using this Site. By using this Site, you are accepting the practices in this Privacy Policy.

INFORMATION WE COLLECT
We collect personal information that can identify you such as your name, email address, phone number, and location. We also collect other information that does not identify you personally such as general brackets that fit your financial standing. Disclosing personal information through our Site means that the information can be stored and transmitted to our third party servers and service providers.
We also collect information automatically from your browser when you visit the Site. This information includes but is not limited to, your IP address, your browser type and language, access times, the content of any undeleted cookies that your browser previously accepted from the Site and the referring website address. This information does not identify you personally and is used in aggregate for site performance purposes.
Third-parties, including authorized service providers, advertising companies, and ad networks, also use the Site to display advertisements on or otherwise service the Site. These companies may use similar tracking as described above, such as cookies, to measure user interaction with advertisements.

USE OF INFORMATION COLLECTED
The matching process performed on the Site and partner sites would not be possible without sharing personal information with companies or individuals that perform the services you requested. Worley Builders, Inc. will only share information with:
  1. Worley Builders, Inc. Staff: Your information will be shared directly with employees and/or contractors of Worley Builders, Inc. to provide or attempt to provide services you request. Employees are required to sign non-disclosure agreements prior to interacting with personal information.
  2. Third-Party Service Providers: Your information may be sent to third party service providers usually for purposes of mortgage qualification screening, including credit assessment, or related purposes.
 
We also may disclose your information:
  1. In response to a subpoena, court order, or a request for cooperation from law enforcement or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law.
  1. In connection with efforts to investigate, prevent, or take other action regarding illegal activity, suspected fraud or other wrongdoing; to protect and defend the rights, property or safety of Worley Builders, Inc., the users of the Site, our employees, or others; to comply with applicable law or cooperate with law enforcement; or to enforce our website terms and conditions or other agreements or policies.
  1. In connection with a substantial corporate transaction, such as a sale, merger, divestiture, or bankruptcy.
 
Any third parties to whom we may disclose personal information may have their own privacy policies which describe how they use and disclose personal information. Those policies will govern use, handling and disclosure of your personal information once we have shared it with those third parties as described in this Privacy Policy. If you want to learn more about their privacy practices, we encourage you to visit the websites of those third parties, some of which are listed here:
There are a number of places on our site where you may click on a link to access other websites that do not operate under this Privacy Policy. For example, if you click on an advertisement or a search result on our site, you may be taken to a website that we do not control.

YOUR CHOICES
You can choose not to provide us with certain information, but that may limit our ability to service your request. Should you wish to give information over the phone versus the internet, please call 865-922-2660 and a representative will take your information.

Privacy Protection
Worley Builders, Inc. takes appropriate steps to keep your personal information from unauthorized access. Only authorized employees and authorized third-party service providers are permitted to access personal information, and they may do so only for permitted business functions. In addition, your personal information is stored in an encrypted database, and we use firewalls to help prevent unauthorized persons from gaining access to your personal information.
Worley Builders, Inc. assures its users that it will take every step to handle personal information in a responsible manner. However, no system can be completely secure. Although we take steps to secure your information, we do not promise, and you should not expect, that your personal information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their personal information. Please refer to the Federal Trade Commission’s website at http://www.ftc.gov/bcp/menus/consumer/data.shtm for information about how to protect yourself against identity theft.

OTHER INFORMATION ABOUT OUR PRIVACY PRACTICES


Privacy of Minors

This Site is intended for those 18 years of age or older who have assets to invest and can legally make decisions for those assets. We do not knowingly collect personal information from minors.
Users from outside Tennessee or the United States

Worley Builders, Inc. provides property and services solely within the State of Tennessee, United States of America. If you are visiting our website from outside the State of Tennessee and/or the United States, please be aware that some terms and provisions herein may not be applicable and we may not be able to offer certain services. Please be assured that we seek to take reasonable steps to ensure that your privacy is protected. However, data protection and other laws in your state or country may be different. Please understand that we operate under the laws of the State of Tennessee and the United States.
No Rights of Third Parties

This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of our Site.
Changes to this Privacy Policy

We will occasionally update this Privacy Policy to reflect changes in our practices and services. When we post changes to this Privacy Policy, we will post and/or revise the date at the top of this Privacy Policy.
How to contact us
If you have any questions about this Privacy Policy or our information-handling practices, please contact us by phone at 865-922-2600 or postal mail as follows:
Worley Builders, Inc.
P.O. Box 71022
Knoxville, TN 37938
 
WorleyBuildersInc.com
TERMS OF USE AGREEMENT
Dated:  07 / 29 / 08
Worley Builders, Inc. operates this web sitewww.worleybuildersinc.com(the “Site”).  These Terms of Use govern your use of the Site.  Your access to and use of the Site, and the services, products and networks found at or related to the Site (referred to collectively as "the Services”) are subject to these Terms of Use. This is a legal agreement between you and Worley Builders, Inc. and its corporate affiliates. The terms "Company," "we," "us", or "our" shall refer to Worley Builders, Inc. and its officers, members, employees, advisors, subsidiaries, affiliates, and sister and parent companies, if any.  By using the Site, you signify that you have read, understand and agree to be bound by these Terms of Use. If you do not agree to these terms and conditions, please do not interact with the Site or seek to obtain or utilize any of the Services.  The terms "you," "your," "User" or “Users” shall refer to any and all individuals or entities that accept these terms and conditions by using, viewing, transmitting, caching, storing and/or otherwise utilizing the Site, the Services or functions offered in or by the Site and/or the contents of the Site in any way.  This Agreement contains an agreement to arbitrate all claims as well as disclaimers of warranties and limitations of liability.
ELIGIBILITY 
The Site is available only to Users that can form legally binding contracts under applicable law. The Site and the materials located on or through the Site are provided for informational purposes only. You agree and acknowledge that we make no representation or warranty as to the accuracy of any information on the Site or linked to the Site. Any registration by, use of or access to the Site by anyone under 18 is unauthorized, unlicensed and in violation of these Terms of Use. By using the Service and/or the Site, you represent and warrant that you are 18 years of age or older and that you are fully able to enter into and to abide by all of the terms and conditions of these Terms of Use.
SECURITY POLICY
Although Worley Builders, Inc. takes reasonable measures to ensure that your personal information is disclosed only to entities or individuals intended to service your request, Worley Builders, Inc. does not guarantee that information you provide will not be intercepted by others.
DESCRIPTION OF SERVICES
Worley Builders, Inc. develops, improves and sells residential real estate. Worley Builders, Inc. is not a lending institution, mortgage company or broker, financial or investment advisor, financial planner or debt consolidation service.  Worley Builders, Inc. may deliver information provided by its Users to third parties who match the information with mortgage lending services, or similar services (as applicable, “Service Providers”). By submitting your information you agree to provide complete and accurate contact information, and that representatives of such Service Providers may contact you to discuss their services, even if you are listed on any “Do-Not-Call” registry.
Worley Builders, Inc. does not charge you a fee to use the Site or the Services.  Worley Builders, Inc. is compensated upon your purchase of a home. Such compensation may be in the form of profits, fees and/or commissions. Your use of this Site constitutes your agreement with this form of compensation should you enter into a purchase agreement with Worley Builders, Inc.  Worley Builders, Inc. assumes no responsibility for any result or consequence related directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. While Worley Builders, Inc. tries to ensure that the content of the Site is complete, up-to-date, readily available and clearly explained, Worley Builders, Inc. cannot guarantee that the Site will always be operating or that its content will always be accurate. Worley Builders, Inc. will not be responsible for any loss or damage related to the accuracy, correctness or completeness of the information contained on the Site. 
You agree that all of the information you will provide via any form accessed via the Site will be true, accurate and complete and will not misappropriate another's identity or misrepresent your relationship with any person or entity.  By submitting your contact request on the Site, you are consenting to be contacted by Worley Builders, Inc. and/or one or more Service Providers either by telephone, email or mail based on the information you have provided to us, regardless of whether you have listed yourself on any private, state or federal “Do-Not-Call” list.  You also understand that Worley Builders, Inc. and/or Service Providers may retain your request and/or contact information whether you elect to use the Services or not. In the event you no longer want to receive communications from Worley Builders, Inc. and/or any Service Providers, you acknowledge you must notify Worley Builders, Inc. and/or the particular Service Providers directly. You also give Worley Builders, Inc. permission to send you periodic updates of products which may be of interest to you. 
The Service Providers are solely responsible for their services to you. You agree that Worley Builders, Inc. shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the Site, the Services, or the services offered by the participating Service Providers. Worley Builders, Inc. reserves the right to at any time, at its sole discretion, to discontinue, suspend or terminate the participation of any Service Provider.
The contents of the Site and any site to which it is linked and the use thereof shall not constitute an offer to sell real property. Offers to sell or purchase real property may only be made via the signing of an approved purchase agreement form at the offices of Worley Builders, Inc. or other location designated by Worley Builders, Inc. 
COPYRIGHT AND TRADEMARK NOTICES
All contents of this Web site are owned by Worley Builders, Inc.. Copyright © 2008 Worley Builders, Inc., P.O. Box 71022, Knoxville, TN 37938, U.S.A. All rights reserved. Other product and company names mentioned herein, including the names of participating Service Provider, may be the trademarks of their respective owners.
DISCLAIMERS AND LIMITATIONS OF LIABILITY
All content on worleybuildersinc.com is intended to be accurate and reliable. However, WORLEY BUILDERS, INC. cannot grantee the accuracy of any content provided on the Site. The SERVICES AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH THE SITE OR THE SERVICES ARE PROVIDED "AS IS, WHERE IS AND WITH ALL FAULTS." WORLEY BUILDERS, INC. DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF THE SITE OR THE SERVICES IS AT YOUR OWN RISK. WORLEY BUILDERS, INC., ITS SUPPLIERS AND/OR THIRD PARTIES WITH WHOM IT WORKS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SITE AND/OR SERVICES OR WITH THE DELAY OR INABILITY TO USE WORLEYBUILDERSINC.COM, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WORLEY BUILDERS, INC. AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
WE HAVE NO DUTY TO UPDATE THE SITE OR THE CONTENTS THEREOF. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE EXCEED FIVE DOLLARS ($5.00). APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE AND EXCLUSIVE REMEDY SHALL BE TO DISCONTINUE USE OF THE SITE AND TERMINATE THIS AGREEMENT IN ACCORDANCE WITH THE TERMS HEREOF. 
ELECTRONIC COMMUNICATIONS PRIVACY ACT NOTICE (18 U.S.C. 2701-2711): WE MAKE NO GUARANTY OF CONFIDENTIALITY OR PRIVACY OF ANY COMMUNICATION OR INFORMATION TRANSMITTED ON THE SITE OR ANY WEB SITE LINKED TO THE SITE. WE WILL NOT BE LIABLE FOR THE PRIVACY OF THE INFORMATION, E-MAIL ADDRESSES, REGISTRATION AND IDENTIFICATION INFORMATION, DISK SPACE, COMMUNICATIONS, CONFIDENTIAL OR TRADE-SECRET INFORMATION, OR ANY OTHER CONTENT TRANSMITTED OVER NETWORKS ACCESSED BY THE SITE, OR OTHERWISE CONNECTED WITH YOUR USE OF THE SITE.
NO ORAL ADVICE OR WRITTEN CORRESPONDENCE OR INFORMATION PROVIDED BY US OR OUR AFFILIATES WILL CREATE A WARRANTY OF ANY KIND AND USERS SHOULD NOT RELY ON ANY SUCH INFORMATION OR ADVICE. WARRANTIES MAY ONLY BE CREATED BY WRITTEN DOCUMENT EXPRESSLY LABELED AS SUCH ENTERED INTO AT THE TIME OF CONVEYANCE AND TRANSFER OF TITLE TO REAL ESTATE. WE RESERVE THE RIGHT, IN OUR SOLE AND ABSOLUTE DISCRETION AND WITHOUT NOTICE, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE, OR TO DENY ACCESS TO THE SITE TO ANYONE AT ANY TIME. YOU AGREE AND ACKNOWLEDGE THAT WE SHALL NOT HAVE ANY LIABILITY ARISING FROM YOUR RELIANCE UPON THE INFORMATION PROVIDED ON THE SITE.
INDEMNITY
As a condition of use of the Site, you agree to indemnify Worley Builders, Inc. and its owners, officers, employees, advisors, affiliates and suppliers from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this Site, including without limitation any claims alleging facts that if true would constitute a breach by you of this Agreement.
LINKS TO THIRD PARTIES
worleybuildersinc.com may contain links to sites maintained by third parties. Such links are provided for your convenience and reference only. Worley Builders, Inc. does not operate or control in any respect any information, software, products or services available on such sites. The inclusion on the Site of any link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization by Worley Builders, Inc.
 
ERRORS AND DELAYS
Worley Builders, Inc. is not responsible for any errors or delays in responding to a pre-qualification form or other form for any reason whatsoever, including but not limited to, delays caused by an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.
EQUAL HOUSING OPPORTUNITY
Worley Builders, Inc. supports and follows federal and state law to achieve fair housing for all persons regardless of race, color, religion, sex, handicap, familial status or national origin. 
DISPUTE RESOLUTION
THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND WORLEY BUILDERS, INC. WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.
Any claim or controversy arising out of or relating to the use of the Site or the Services, to the property or services provided by Worley Builders, Inc., or to any acts or omissions for which you may contend Worley Builders, Inc. is liable, including but not limited to any claim or controversy as to arbitrability ("Dispute"), shall be finally, and exclusively, settled by arbitration. The arbitration shall be held before one arbitrator under the commercial arbitration rules of the American Arbitration Association ("AAA") in force at that time. The venue for any such arbitration shall be in Knoxville, Tennessee. The arbitrator shall be selected pursuant to the AAA rules. Should no AAA rule regarding the selection of an arbitrator be in effect, you shall select an arbitrator from a panel of arbitrators acceptable to Worley Builders, Inc. All costs associated with arbitration will be paid by the initiating party. To begin the arbitration process, a party must make a written demand therefore.
Any judgment upon the award rendered by the arbitrators may be entered in any court of competent jurisdiction in Knoxville, Tennessee. The arbitrators shall not have the power to award damages in connection with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of arbitration under this agreement with arbitration of disputes or claims of any non-party, regardless of the nature of the issues or disputes involved.
Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and Worley Builders, Inc., the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Knoxville, Tennessee. If either party employs attorneys to enforce any right in connection with any Dispute or lawsuit the prevailing party shall be entitled to recover reasonable attorneys' fees.
By using the Site and/or the Services you consent to these restrictions.
OTHER TERMS 
These Terms of Use constitute the entire agreement between you and Worley Builders, Inc. and supersede all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and Worley Builders, Inc. with respect to the Site and/or the Services. The Terms of Use shall be subject to and construed in accordance with the laws of the State of Tennessee. If any part of this Agreement is determined to be invalid or unenforceable, then the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms of Use shall continue in effect. A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved.
PLEASE PRINT AND RETAIN A COPY OF THESE TERMS OF USE FOR YOUR RECORDS.

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Worley Builders, Inc.

P.O. Box 71022
Knoxville, TN 37938
Phone: 865.922.2600

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