Adjustable Rate Mortgage

Flexible Financing for Your New Home

Building your dream home should be exciting—not stressful. That’s why we’ve partnered with Home Federal Bank of Tennessee to offer a flexible-rate mortgage option designed to help you move into your new Worley-built home with confidence.

5/1 Adjustable Rate Mortgage

Our preferred lender is currently offering a 5/1 ARM with competitive terms for qualified buyers purchasing a new Worley Builders home:

  • Interest Rate: 5%
  • APR: 6.325%
  • Loan Term: 30 years
  • Rate Structure: Fixed for 5 years, then adjusts annually
  • Origination Fee: 0.5%

Is a 5/1 ARM Right for You?

A 5/1 adjustable-rate mortgage offers a lower initial rate compared to traditional fixed-rate loans—giving you more purchasing power or lower monthly payments during the first five years. This option may be a good fit if you:
  • Plan to refinance or sell within 5–7 years
  • Want to maximize your budget for upgrades or a larger floor plan
  • Expect your income to increase over time
  • Are comfortable with potential rate adjustments after year five
VIEW LOAN RATES
APPLY ONLINE

Your Local Lending Partner

Barry Sharp
Loan Originator | NMLS# 461572
Home Federal Bank of Tennessee
9211 Park West Blvd
Knoxville, TN 37923
Phone: (865) 470-3035
Mobile: (865) 235-8083
Email: Barry.Sharp@homefederaltn.com

Disclaimer: Rates and terms subject to change without notice. APR and loan terms based on creditworthiness and other factors. This is not a commitment to lend. Home Federal Bank of Tennessee is a separate entity from Worley Builders, Inc. Contact lender for full details, disclosures, and eligibility requirements. NMLS# 461572.

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